Bill Rapp - Commercial & Residential Mortgage Broker🏦 Banks Tiptoe Back Into CRE Lending — Even As Old Troubles Stick Around After two years of tightening credit, frozen loan committees, and conservative underwriting, banks are finally stepping back into the commercial real estate (CRE) arena
Bill Rapp - Commercial & Residential Mortgage Broker🏗️ Renovation Loans 101: How to Finance Fixer-Uppers, Add-Ons & Rebuilds Renovation loans are one of the most powerful — yet misunderstood — tools available to homebuyers, homeowners, and investors. Whether you’re buying a fixer-upper, adding square footage, upgrading outdated systems, or rebuilding after damage, the right renovation loan can turn a vision into reality without draining your cash reserves.
Bill Rapp - Commercial & Residential Mortgage Broker💳 Credit Score Myths That Are Killing Your Loan Approval — and How to Fix Them When it comes to qualifying for a mortgage in 2026, your credit score is still the #1 factor lenders evaluate first—yet most borrowers sabotage themselves because they believe outdated or flat-out wrong information.
Bill Rapp - Commercial & Residential Mortgage Broker⚡ The 5 Biggest Mistakes Borrowers Make During Underwriting (And How to Avoid Them) When you apply for a mortgage, underwriting is the final gatekeeper between you and the closing table. And here’s the truth: Most loans don’t get denied because of bad credit or low income — ❌ they get denied because borrowers make avoidable mistakes during underwriting.