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Our rates are low, our application is quick and easy! We can get you clear to close in as little as 10 days!
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Meet Bill Rapp
NMLS ID # NMLS # 228246
Bill Rapp, CCIM is a Houston-based Capital Advisor at Medallion Funds, specializing in commercial real estate finance and strategic lending solutions. With over two decades of experience across brokerage and capital markets, Bill has worked with leading firms including eXp Commercial, NEXA Mortgage, Viking Enterprise LLC, and Sun Realty Houston.
A graduate of Texas A&M University with a BBA in Finance, Bill brings a disciplined, underwriting-first approach to every deal. His expertise spans commercial and residential financing, including asset-based lending, FHA financing, reverse mortgages, REO properties, and investment strategies for both single-family and commercial assets.
Known for his focus on structure over rate, Bill helps investors, business owners, and developers navigate complex transactions with clarity, precision, and a long-term wealth-building mindset.
The Client Experience
Great experience purchasing our first home! Bill was easy to reach and always able to answer any questions or concerns.
Loan Programs Available
Blogs
The Top 5 Mortgage Mistakes to Avoid
Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....
Mortgage Do and
Do not list
Mortgages can be tricky, and it's easy to make mistakes that can end up costing you dearly. That's why we've put together this list....
Tips On How To Improve Your Credit Score
Let's talk about some ways you can improve your credit score! Your credit score is actually a big deal, and it can affect...
💰 Cash-Out Refinance Strategy for Investors: Unlock Equity, Scale Faster, Build Wealth 🚀
Cash-Out Refinance Strategy for Investors: Turn Equity Into Opportunity If you’re a real estate investor, your biggest asset isn’t just your property—it’s the equity inside it. Most investors think ... ...more
Bill Rapp, Commercial Mortgage Broker
April 30, 2026•3 min read
🏠 Reverse Mortgages: The Strategy No One Explains Correctly (But Should) 💰
Reverse Mortgages: The Strategy No One Explains Correctly Most people misunderstand reverse mortgages—and that misunderstanding is costing homeowners real wealth. They’re not a “last resort.” They’... ...more
Bill Rapp, Commercial Mortgage Broker
April 29, 2026•2 min read
💼 Loan Officer vs Capital Advisor: Why Smart Borrowers Are Making the Shift 🚀
Loan Officer vs Capital Advisor: Why the Difference Matters More Than Ever If you’re buying a home, investing in real estate, or scaling a portfolio, who you work with matters just as much as the loa... ...more
Bill Rapp, Commercial Mortgage Broker
April 28, 2026•3 min read
🏡 Conventional Loans vs FHA: Why 5% Down Could Save You Thousands 💰
Conventional Loans: When 5% Down Beats FHA Most homebuyers assume FHA is the go-to low down payment option. That’s outdated thinking. ...more
Bill Rapp, Commercial Mortgage Broker
April 27, 2026•3 min read
💳 HELOC vs Home Equity Loan: Which Strategy Builds Wealth Faster? 🏡
HELOC vs Closed-End Home Equity Loan: Which One Fits Your Strategy? If you own a home in Houston or anywhere in Texas, you’re sitting on potential capital. The question isn’t “should you use it?” T... ...more
Bill Rapp, Commercial Mortgage Broker
April 25, 2026•3 min read
🏡 ITIN Loans Explained: Buy a Home Without a Social Security Number 💼
🏡 ITIN Loans: Buying a Home Without a Social Security Number If you don’t have a Social Security Number, you’re not locked out of homeownership—you just need the right loan structure. ...more
Bill Rapp, Commercial Mortgage Broker
April 24, 2026•2 min read
10 Tips for First-Time Homebuyers
Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....
How To Choose the Right Lender for You
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Refinancing youe loan and when to do it
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Copyright ©2021 | Mortgage Viking Team
Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Medallion Funds
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014
Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/
Copyright ©2021 | Mortgage Viking Team Licensed to Do Business | NMLS # 228246
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply
Corporate | NMLS ID NMLS # 1825831
Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014 https://medallionfunds.com/bill-rapp/
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