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Our rates are low, our application is quick and easy! We can get you clear to close in as little as 10 days!

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Meet Bill Rapp

NMLS ID # NMLS # 228246

William Rapp, based in Houston, TX, US, is currently a Capital Advisor at Medallion Funds, bringing experience from previous roles at eXp Commercial, NEXA Mortgage, Viking Enterprise LLC and Sun Realty - Houston. William Rapp holds a 1997 - 2001 BBA in Finance @ Texas A&M University. With a robust skill set that includes REO, Sellers, SFR, FHA financing, Reverse Mortgages and more, William Rapp contributes valuable insights to the industry.

The Client Experience

Great experience purchasing our first home! Bill was easy to reach and always able to answer any questions or concerns.

27185 Astoria Brook Ln, Katy, TX 77494, USA

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💰 Green Loans & ESG: The Mortgage Industry’s Future is Here ♻️

🌍 ESG-Friendly Properties: Financing That Rewards Sustainability 🏗️

April 23, 20251 min read

🌍 ESG-Friendly Properties: Financing That Rewards Sustainability 🏗️

💰 Green Loans & ESG: The Mortgage Industry’s Future is Here ♻️


🌎 ESG in Lending: How Financing Is Changing for the Better

As Environmental, Social, and Governance (ESG) considerations reshape real estate, the mortgage industry is stepping up with innovative financing solutions. Lenders, investors, and borrowers are realizing the value of financing that prioritizes sustainability and ethical development.

💡 What ESG Means in Lending

  • Environmental: Loans favoring energy-efficient or green-certified buildings.

  • Social: Financing that supports affordable housing, accessibility, and community upliftment.

  • Governance: Transparent, ethical lending standards and borrower due diligence.

🏦 Lending Trends Tied to ESG

  • Green Loan Programs: Institutions now offer discounted rates for LEED-certified buildings or retrofits.

  • Incentives for Energy Efficiency: Some loans include construction-to-perm options that cover solar and HVAC upgrades.

  • ESG-Linked DSCR Loans: Debt-Service Coverage Ratio loans that reward high-performing, sustainable assets with better terms.

🌇 Why It Matters in Today’s Market

High interest rates and inflation are pushing lenders to evaluate long-term risk differently. ESG factors now serve as a credit enhancer. For developers, incorporating these standards can help secure capital in a competitive lending environment.

At Medallion Mortgage, we help clients secure financing aligned with ESG goals—making sure your next project is built for tomorrow, not just today.



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© 2023-2024 Bill Rapp, Medallion Funds LLC, Director of Capital Advisory


ESG financing solutionsenergy-efficient mortgage programscommercial green loanssustainable mortgage optionsgreen construction loansESG mortgage lending
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Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: • Fixed-rate mortgages: Offering stability with predictable monthly payments. • Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. • FHA loans: Making homeownership accessible with lower down payments. • VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: • Purchase loans: Financing the acquisition of new buildings or land. • Construction loans: Facilitating the development of your project. • Refinance loans: Restructuring your existing mortgage for better terms. • SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: • Expertise: Our brokers have a deep understanding of both residential and commercial lending. • Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. • Streamlined Process: We handle the paperwork, keeping you informed every step of the way. • Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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Refinancing youe loan and when to do it

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Copyright ©2021 | Mortgage Viking Team

Licensed to Do Business | NMLS # 228246


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Medallion Funds


Corporate | NMLS ID NMLS # 1825831

Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014

Corporate NMLS NMLS # 1825831 | Company Website: https://medallionfunds.com/bill-rapp/

Copyright ©2021 | Mortgage Viking Team Licensed to Do Business | NMLS # 228246

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply

Corporate | NMLS ID NMLS # 1825831

Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014 https://medallionfunds.com/bill-rapp/