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Meet Bill Rapp

NMLS ID # NMLS # 228246

William Rapp, based in Houston, TX, US, is currently a Capital Advisor at Medallion Funds, bringing experience from previous roles at eXp Commercial, NEXA Mortgage, Viking Enterprise LLC and Sun Realty - Houston. William Rapp holds a 1997 - 2001 BBA in Finance @ Texas A&M University. With a robust skill set that includes REO, Sellers, SFR, FHA financing, Reverse Mortgages and more, William Rapp contributes valuable insights to the industry.

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Great experience purchasing our first home! Bill was easy to reach and always able to answer any questions or concerns.

27185 Astoria Brook Ln, Katy, TX 77494, USA

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🔑 Your Guide to Buying a Home in Katy, TX 🛣️ What Every Buyer Needs to Know!

📍 Buying a Home in Katy TX? 🏠 Top Tips for First-Time Buyers in 2025!

Bill Rapp, Commercial Mortgage Broker

July 23, 2025•2 min read

📍 Buying a Home in Katy TX? 🏠 Top Tips for First-Time Buyers in 2025!

🔑 Your Guide to Buying a Home in Katy, TX 🛣️ What Every Buyer Needs to Know!

Buying a Home in Katy TX? Here’s What You Need to Know

Katy, TX is quickly becoming one of the most desirable places to live in the Greater Houston area. With its award-winning school districts, booming development, and safe, master-planned communities, Katy has something to offer everyone—from first-time homebuyers to growing families and even real estate investors.

Why Katy is a Top Choice for Homebuyers

Located just 30 minutes west of Houston, Katy offers the perfect mix of suburban charm and modern amenities. The city has seen tremendous growth in the last decade, with new shopping centers, dining options, and recreational spaces popping up all over town.

Families are drawn to Katy ISD, one of the top-rated school districts in Texas. Others are attracted by the low property taxes in some areas, convenient access to I-10 and the Grand Parkway, and proximity to major employers in the Energy Corridor.

What to Know Before Buying in Katy

Here are a few key things to keep in mind when buying a home in Katy, TX:

1. Choose Your Neighborhood Wisely
Popular areas include Cinco Ranch, Elyson, Firethorne, and Cane Island. Each offers unique amenities and price points, so it’s worth exploring based on your lifestyle and budget.

2. Get Pre-Approved Early
The Katy housing market is competitive. A strong pre-approval from a trusted mortgage broker gives you the edge over other buyers and lets you know your true price range.

3. Understand Katy’s Tax Rates
Some parts of Katy fall under MUD (Municipal Utility District) tax zones, which can impact your monthly payment. We help buyers navigate this and find areas with favorable tax rates.

4. Consider New Construction vs. Resale Homes
Katy is still expanding with several new builds from top Texas developers. Whether you’re buying new or resale, your mortgage strategy may vary—and we can help you compare financing options.

Why Work with Medallion Mortgage?

At Medallion Mortgage, we know the Katy real estate market inside and out. As a local mortgage brokerage, we offer:

✅ Access to Multiple Lenders
✅ Competitive Interest Rates
✅ Fast Pre-Approvals
✅ Specialty Programs (FHA, VA, Doctor Loans, Bank Statement Loans)
✅ Personalized Guidance from Start to Finish

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Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: • Fixed-rate mortgages: Offering stability with predictable monthly payments. • Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. • FHA loans: Making homeownership accessible with lower down payments. • VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: • Purchase loans: Financing the acquisition of new buildings or land. • Construction loans: Facilitating the development of your project. • Refinance loans: Restructuring your existing mortgage for better terms. • SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: • Expertise: Our brokers have a deep understanding of both residential and commercial lending. • Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. • Streamlined Process: We handle the paperwork, keeping you informed every step of the way. • Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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Corporate Address : 2651 N. Green Valley Pkwy STE. 101 Henderson, NV 89014

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