
🧰 FHA 203(h) Loans for Texas Disaster Victims 🏚️ | Rebuild with Zero Down
🧰 FHA 203(h) Loans for Texas Disaster Victims 🏚️ | Rebuild with Zero Down
🌪️ Need a Home After a Natural Disaster in Texas? FHA 203(h) Can Help 🏠
🧰 FHA 203(h): Home Loans for Disaster Victims in Texas 🛠️
When a natural disaster strikes—flood, wildfire, hurricane, or tornado—it can turn your world upside down. For Texas families who have lost their homes, the road to recovery can feel overwhelming. But the FHA 203(h) loan program offers a path forward.
This unique government-backed loan helps homeowners and renters in federally declared disaster areas purchase or rebuild a home—often with no down payment required.
✅ What Is the FHA 203(h) Loan?
The FHA 203(h) is a disaster relief home loan insured by the Federal Housing Administration. It’s specifically designed for individuals whose primary residence was destroyed or severely damaged due to a natural disaster.
Top benefits include:
· 💰 0% Down Payment
· 🧾 Flexible Credit Requirements
· 🏗️ Buy or Rebuild Options
· 🕐 Up to 1 Year Post-Disaster to Apply
· 🔒 Fixed Interest Rates Available
🧑🔧 Who Qualifies for an FHA 203(h) Loan in Texas?
To be eligible, you must:
· Have had your primary residence damaged or destroyed
· Be located in a FEMA-declared disaster area
· Apply within 12 months of the declared disaster
· Use the loan for a primary residence only
Both homeowners and renters who lost their homes can apply.
🏦 Why Work With a Mortgage Broker?
Working with an experienced mortgage broker means:
· ✅ Access to lenders familiar with 203(h)
· ✅ Faster processing for urgent needs
· ✅ Guidance on pairing with other options like FHA 203(k) for renovation
At Medallion Mortgage, we specialize in helping Texans get back on their feet after disaster strikes. Whether you need to buy a new home or rebuild, we’re here to walk you through the process with speed and compassion.
🧭 Ready to rebuild?
➡️ Start here: https://fha203h.billrapponline.com
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