
📊 Houston Real Estate & Mortgage Market Update (July 2025) 🏡
📊 Houston Real Estate & Mortgage Market Update (July 2025) 🏡
🏙️ What’s New in Houston Real Estate? Market Trends You Need to Know 📈
📽️ Houston Market Update – July 2025: What Buyers, Sellers & Borrowers Need to Know 🏡
Houston’s real estate and mortgage markets are always on the move—and this July is no exception. Whether you're buying your first home, refinancing a mortgage, or investing in commercial property, here’s what you need to know in our latest Houston Market Update.
🏘️ Residential Real Estate Snapshot
· Inventory levels have slightly increased, offering more choices for buyers.
· Median home prices are holding steady at $346,000—a slight dip from the spring high.
· Days on market has extended slightly, giving buyers more negotiation room.
👉 Tip: First-time buyers should keep an eye on properties in Cypress, Fulshear, and Katy where new builds are offering incentives.
💰 Mortgage Rate Movement
· 30-year fixed rates are averaging 6.58%, while 15-year rates hover near 5.85%.
· Buyers with good credit and strong income may qualify for rate buydowns or closing cost credits.
· Jumbo loan activity has picked up again in the Energy Corridor and West Houston, especially among doctors and executives relocating to Texas.
🏢 Commercial & Investor Trends
· Investor demand for DSCR loans remains strong, particularly for multifamily and retail strip centers.
· Construction loans are rising in suburban markets, with land development around Fulshear and Brookshire gaining traction.
· Business owners are exploring owner-occupied commercial loans to lock in space before further rate hikes.
⚡ Quick Take: What This Means for You
· Buyers: Now’s a good time to shop before fall demand heats up.
· Sellers: Consider price positioning carefully as more listings hit the market.
· Investors: Focus on value-add deals and cash-flowing small multifamily properties.
🔍 Need a Local Mortgage Expert?
Whether you're buying your first home, refinancing, or scaling your investment portfolio, my team is here to guide you through financing with clarity and confidence. Let’s get you pre-approved and prepared for what’s next.
📅 Schedule your mortgage strategy call today!
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