💼 Bank Statement Loans for Self-Employed & ITIN Borrowers: Real Success Story ✅

🤝 Real Clients, Real Results: Self-Employed Mortgage Success Stories 🏡

September 12, 2025•2 min read

🤝 Real Clients, Real Results: Self-Employed Mortgage Success Stories 🏡

💼 Bank Statement Loans for Self-Employed & ITIN Borrowers: Real Success Story ✅

🤝 Real Clients, Real Results: Mortgage Success Stories

At Medallion Funds, we believe that no challenge is too big when it comes to helping our clients achieve homeownership. Recently, we worked with a self-employed borrower whose income came through fluctuating deposits and large business transactions. On paper, this deal looked complicated—but that’s exactly where we shine.

The Challenge

Our client had inconsistent deposits from month to month, with several large lump-sum transactions that made it difficult for a traditional lender to calculate income. Many banks see this as a red flag, but we knew that the story behind the numbers mattered.

The Solution

Instead of turning the client away, we used a bank statement mortgage program designed for self-employed borrowers. This program allows lenders to review 12–24 months of business or personal bank statements instead of requiring W-2s or tax returns.

It wasn’t easy. In fact, it took two different lenders to finally get this deal across the finish line. But at Medallion Funds, we don’t quit until the job is done. That persistence is what sets us apart.

Why It Matters

Our client is now in their new home, and their success story is proof that with the right guidance, even complicated financial profiles can qualify for mortgage financing.

Bonus: ITIN Borrowers Can Benefit Too

One of the biggest advantages of the bank statement loan product is that it is also available to ITIN borrowers. Whether you’re self-employed or working with an Individual Taxpayer Identification Number, we have mortgage options to help you achieve your dream of homeownership.

Final Thoughts

If you’ve been told “no” before, don’t give up. The right mortgage broker can make all the difference. At Medallion Funds, we stay committed until your deal is funded—because your success is our success.

👉 Ready to explore your options? Contact us today and let’s write your success story next.

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Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: • Fixed-rate mortgages: Offering stability with predictable monthly payments. • Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. • FHA loans: Making homeownership accessible with lower down payments. • VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: • Purchase loans: Financing the acquisition of new buildings or land. • Construction loans: Facilitating the development of your project. • Refinance loans: Restructuring your existing mortgage for better terms. • SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: • Expertise: Our brokers have a deep understanding of both residential and commercial lending. • Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. • Streamlined Process: We handle the paperwork, keeping you informed every step of the way. • Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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