🏡 Why Walkable Communities Are Financing Gold 🚶‍♀️

🚲 Smart Mortgage Tips for Walkable Homebuyers 🏠

May 17, 20251 min read

🚲 Smart Mortgage Tips for Walkable Homebuyers 🏠

🏡 Why Walkable Communities Are Financing Gold 🚶‍♀️


🚲 Why Walkable & Bike-Friendly Developments Are Financing Gold

As homebuyer preferences shift toward walkable communities and bike-accessible neighborhoods, mortgage strategies are adapting. Whether you’re a first-time buyer, doctor, investor, or gig worker, here’s how walkability impacts your real estate financing opportunities.

🏡 Buyers Want Convenience

Studies show that homes in walkable neighborhoods often command a price premium—and buyers are willing to pay it. Lenders now factor in not just comps but community demand, making low down payment programs or jumbo options more feasible for these areas.

👨‍⚕️ Doctors, Dentists & Veterans

Professionals with busy lifestyles value the ability to live near their practice, a favorite gym, or a school—without daily traffic headaches. Doctor loan programs and VA loans can be excellent tools to secure properties in prime walkable zones with little to no money down.

🏢 Investors in Small Multifamily

Walkability = rentability. DSCR loans are ideal for investors purchasing 1–4 unit properties in bike-friendly communities, where tenants pay a premium for lifestyle over square footage.

🧾 Self-Employed or Gig Workers

Freelancers and small business owners who want to work, live, and play locally can leverage bank statement or P&L-based loans to finance their dream space in a community that supports their flexible lifestyle.


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© 2023-2024 Bill Rapp, Medallion Funds LLC, Director of Capital Advisory



Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs.

Looking for Your Dream Home?

We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including:

•	Fixed-rate mortgages: Offering stability with predictable monthly payments.
•	Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period.
•	FHA loans: Making homeownership accessible with lower down payments.
•	VA loans: Rewarding veterans with attractive rates and flexible terms.

Investing in Your Business Future?

Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including:

•	Purchase loans: Financing the acquisition of new buildings or land.
•	Construction loans: Facilitating the development of your project.
•	Refinance loans: Restructuring your existing mortgage for better terms.
•	SBA loans: Providing access to government-backed financing for qualified businesses.

The Medallion Funds Difference:

We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart:

•	Expertise: Our brokers have a deep understanding of both residential and commercial lending.
•	Competitive Rates: We leverage our strong lender relationships to secure the best possible terms.
•	Streamlined Process: We handle the paperwork, keeping you informed every step of the way.
•	Exceptional Service: We're committed to providing you with a positive and stress-free experience.

Ready to Take the First Step?

Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: • Fixed-rate mortgages: Offering stability with predictable monthly payments. • Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. • FHA loans: Making homeownership accessible with lower down payments. • VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: • Purchase loans: Financing the acquisition of new buildings or land. • Construction loans: Facilitating the development of your project. • Refinance loans: Restructuring your existing mortgage for better terms. • SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: • Expertise: Our brokers have a deep understanding of both residential and commercial lending. • Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. • Streamlined Process: We handle the paperwork, keeping you informed every step of the way. • Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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